Negotiating debt is one of the most aggressive means to reduce credit card debt. Our company and our staff have years of experience in debt negotiations. We give our clients the vital one-on-one support they require in order to navigate this stressful time in their lives.  Becoming free from credit card debt is the first step to becoming financially secure, and debt settlement may be your best option.

Our debt settlement program is actually quite simple.

We will set you up with an affordable monthly savings plan  determined on a client-by-client basis between you and our counselor.  Based upon what you are able to set aside and save each month in your trust account, we can determine how many months you will be a part of the program, and ultimately determine when you will be free of credit card debt.

Upon enrollment, we will draft cease and desist letters for you to forward off to the creditors.  This will advise the creditors to only contact you through mail. Reaching a settlement can be a very lengthy process, and usually takes several phone calls and communications with your creditors. Once a settlement offer has been reached, and you as the client have agreed on this amount, we will obtain that settlement offer in writing from the creditor. We will then authorize a check to be distributed from your trust account and overnight this to the creditor.